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21. Can I make the negotiation process simpler? Yes, you can. Do it by phone or better yet by fax, instead of in person. When you write out your faxes, you will have more time to think about things, and won't have the pressure of trying to make a decision in the showroom, with eager salespeople buzzing around. 22. Which dealer should I go with? First of all, don't be too eager to make a quick deal. Nobody's first offer is ever their best. Play two or three dealers off against each other, using the phone for follow-up negotiations with your dealer's finalists. The secret to winning is making things competitive every step of the way. 23. What kind of insurance will I need? As an auto insurance policy holder, your choice of which coverage to buy will be influenced by these questions: What coverage you have to purchase by state law? Which coverage you need or want? How much optional coverages cost (the more coverages purchased, the higher the premium). The factors you need to consider are: Who you are? Where you live? How many assets you have to protect? How you use your car? The model, make and age of your car. 24. Can I buy a car online? You can and you can't. You can certainly use the Internet to get all the preliminaries that you need in order to help you decide what car you want to buy. And shopping for a car online certainly is easy, saves time, reduces clutter, saves money and is hassle-free. But in the end you will have to get out of the house in order to physically see and examine the car of your choice. And lastly there is the matter of money. As yet, you cannot actually pay for a car online. You still have to use the traditional methods to actually pay for a car. 25. What about car ads in the newspaper? The age-old saying certainly holds true: "Buyer beware!" Advertising is often misleading. Do your homework. Before you're running after a vehicle too good to be true, take the time to telephone and ask some basic questions. Get the facts, and you won't go far wrong. |
